Finance options explained

There are many great reasons to buy your next car from Blade ŠKODA, not least of which is the choice of flexible finance packages for both private and business users available across our range of new and used cars, making driving away in your next car convenient and cost-effective. With an unbeatable choice of new cars from ŠKODA, a great range of high quality, low mileage vehicles, you'll be spoilt for choice. Combine this with exceptional levels of service & aftersales care, plus our unbeatable special offers and we're confident that there's no better place to find your next car.

​Solutions (PCP) - Personal Finance

Whether you want to drive the latest model or change your car to suit your circumstances, Solutions PCP Finance can help. You can pay a smaller deposit (as little as one repayment) and defer a proportion of the cars value until the end of the agreement helping you lower your repayments.

Solutions is tailored to your preferred repayments over your agreed term, anything from eighteen months to three and half years.

How does solutions work?

Step 1 - Agree a repayment period and estimate your annual mileage

Step 3 - Pay a deposit made up of part exchange or cash – as little as one repayment (in advance)

Step 4 - At the end of your repayment term you have three choices:

  • Pay off the optional final payment so you own the car
  • Return the car to us and pay nothing more (subject to terms and conditions)
  • Part-exchange the car for a brand new ŠKODA on a new solutions contract

How you benefit

  • You could regularly upgrade to a higher specification ŠKODA
  • You could regularly change your car to suit your changing needs
  • You could reduce your repayments
  • You can choose to pay a smaller deposit

Hire Purchase - Personal Finance

At Blade ŠKODA, we’re always trying to make your life that little bit easier for you, and our hire purchase can do just that. Simply pay a 10% deposit, spread your monthly payments over 1 to 5 years and once they’re completed, your ŠKODA is all yours.

How does hire purchase work?

  • Choose the ŠKODA and the repayment period that’s right for you
  • Agree a repayment amount to suit your budget
  • Pay an initial deposit to start your agreement
  • The balance is divided equally over the term and after the final repayment you own your ŠKODA*

How you benefit

  • You’ll own your ŠKODA and keep within your preferred budget
  • You can choose your own repayment period – up to five years

Finance for business users

Whether you manage a fleet or run your own business, the finance plans available through Blade ŠKODA are designed to allow you the peace of mind to concentrate on what’s really important - keeping your company moving forwards.

Contract Hire

If you run a small business and want to run a ŠKODA without worrying about its future value or the hassle of eventually selling it, contract hire agreement could be the option for you.

We’ll agree a plan of fixed monthly rentals lasting from one year to four years. At the end of the contract you hand the car back, subject to mileage and vehicle condition, and start a new agreement on a brand new ŠKODA.

You can even add servicing, maintenance and tyre costs to your agreement. It may even be possible for your business to recover the VAT on these elements.

We recommend that you seek independent tax advice.

We also offer other business finance solutions, including Finance Lease & Lease Purchase, please see below for further details.

Finance lease

Finance lease gives you the option to reduce your monthly rental costs or shorten the term of your contract and also gives you the chance to share in any potential excess sales proceeds when the vehicle is sold at the end of the agreement.

If you are a VAT registered business you may also be able to reclaim a proportion of the rentals as business expenses.

We recommend you seek independent financial advice.

To find out more about finance leases, please contact Blade ŠKODA​ today - we'll be more than happy to talk you through the options available.

Lease purchase

Lease purchase lets you lower your monthly payments, compared to hire purchase, by deferring a proportion of the vehicle cost to the end of the agreement.

Lease purchase is great for small businesses that want to keep control of their cash flow to be able to change vehicles sooner.Contact Blade ŠKODA today to see just how cost effective lease purchase could be for your business.